We have spent the week recording some really fun episodes to roll out this month! We’re excited to finally back in the swing of things and are honored you guys stick around. So many other bloggers inspired us on this journey, so doing these roundups to shed light on some new voices is always so much fun.
Here are the articles I binged this week and some bloggers you should be following!
I owed $32 freaking dollars back to Uncle Sam. This was very disappointing since my husband lost his job in 2018, we went two months without a paycheck, and I even adjusted our withholdings. Still owed! Some of you lucky (well, some people say tax refunds are bad and this post high lights why 🙂 ) people will be seeing an influx of cash from Uncle Sam soon, and this post is very helpful on what you should do if you get one!
This post spoke to me on a spiritual level. Champ often makes an appearance on my round-ups because her writing is so relatable.
Having cash is a major stress reliever. Nothing feels better than opening your bank account and seeing a healthy balance. Yes, an emergency fund is there to use during a major emergency like job loss. BUT tapping into those funds is terrifying. While credit cards build interest, it hurts to see your cash evaporate. While it isn’t a popular opinion in the personal finance space to rely on credit cards, this posts makes some great points on why using a credit card in an emergency just psychologically feels better.
Changing financial habits sucks. Unless you’re rolling in the dough, then getting better with money will involve quite a bit of sacrifice. There will be times when you’re feeling deprived and resources feel scarce. It’s much easier to waste money and way more fun to up your lifestyle once your income increase.
This post is a great reminder on easy things you can do to improve your finances, and all the positive reactions that will come from feeling deprived.
There are SO much comparison and judgments in the personal finance space. Sure, it’s healthier to compare and get jealous over each other’s saving rates than it is to try to keep up with your friends buying beamers, but it is still a destrutive habit. It is so easy to get jealous over other’s people salary, a bigger house, and fatter 401k.
This post has four powerful questions that will help nip jealousy and allow you to be grateful for what you already have.
Fretful Finance is run by a lawyer in the U.K. She is way cooler than I will ever be, her life is glamorous (everyone’s in the U.K. is, OK) and she has awesome money tips. Homeownership is a MAJOR obsession in America’s society, and it’s so interesting to see that dream is alive in the U.K.
Buying a home did wonders for my finances, it helped cut housing costs and luckily we bought in a growing neighborhood, but home buying is HARD. This post really captures the angst and uncertainty of house hunting, and it is so brutally honest.