We are TWO WEEKS away from Christmas! And less than a month away from the New Year.  Are you done Christmas shopping? How did your budget do the for the holidays?  Here at Simple Minded Millennial, we support buying everyone gift cards and calling it a day. 🙂

We also have been thinking about our goals in 2019 – and money is at the forefront of our goals. We rounded up our favorite millennial articles on crushing debt, being more frugal, and transforming your finances to help you kick your money goals out of the park in 2019!

Here are some of Steph’s favorite posts from the past week:

1.)The Psychology of Money- 4 Ways your Brain is Working Against You by Financial Mechanic

It is SO easy to say, “I will save X amount” and “I will get my money in order” in 2019. But changing your money habits isn’t that easy since we have deep-rooted beliefs around money. Financial Mechanic perfectly breakdowns the four beliefs we have around money that can be sabotaging our financial success: the hedonic treadmill, the hungry ghost, scarcity mindset, and the hot & cold gap theory.

Ready to really face your money demons? This post will change your thoughts.

2.) Think Like a Millionaire by Cutting Down on your Expenses by The Frugal Good Life

This post is awesome on inspiring you to cut down your expenses. In order to be able to save, pay off debt, or start investing, it’s crucial to live below your means. “Thе culture of іmmеdіаtе grаtіfісаtіоn” sums us up, and The Frugal Good Life gives tips on how to finally appreciated delayed gratification and crush your money goals.

3.) How to Be Frugal Without Giving Up Your Social Life by Happy to Hustle

With all the Christmas gatherings and NYE raves, you’re likely to attend, it is so hard to balance your money goals and social life. It’s hard to stay in and be a hermit, even though that is the cheaper option. Happy to Hustle has awesome, reasonable tips on how to still go out and enjoy life, while being more frugal.

4.) Meal Planning, Path to the $250 Grocery Bill by Monday Morning Pancakes

One month, Steph spent more money on food than her mortgage. Well, that happens a lot of months, actually. 🙂 One of her 2019 goals is reign in that food budget. Monday Morning Pancakes breaks down how their family lives on a $250 monthly grocery budget. Their grocery bill used to be $500-$600 a month, and they slashed it to $250!

5.) Saying Goodbye to $383,530 in Debt by Life Before Budget

Debt payoff stories are always my favorite. Are you drowning in tons of debt, with an average salary and feeling like you’ll never get out? Life Before Budget started with a whopping $442,500 of debt, and are now down to $58,970 in debt. That is $383,530 CRUSHED. INSANE! If this post doesn’t inspire you to start digging your way out of debt, then you’re crazy.

Here are our five favorite millennial posts this week! Hopefully, they inspire you to conquer those scary, intimidating money goals you have for 2019!